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Tattoo Shop Insurance

Chairs, guns & guests — fully covered.

Specialist tattoo studio insurance written for custom studios, street shops and private rooms alike — built around tattoo liability insurance, guest artists, walk ins, big custom work and the bloodborne exposure no barbershop policy was built for.

Who it’s for

Every kind of shop

Type

Custom studios

Appointment led, big pieces, named artists and a chair rented by the day.

Type

Street shops

Walk ins, flash, high volume and a busy front of house.

Type

Private studios

Single artist rooms, by appointment and home adjacent setups.

Type

Multi artist

Collectives, residents, apprentices and a rotating roster of guests.

What’s inside

The coverage that matters at the chair.

Built around the way tattooing actually creates risk — not a generic class code.

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  • Professional liability — alleged injury, infection, scarring, allergic reaction or a disputed healed result.
  • General liability — slips, trips and third party property damage on your premises.
  • Bloodborne pathogen coverage — the cross contamination exposure unique to the trade.
  • Guest artist endorsement — residents and visiting artists insured while they work your chairs.
  • Products liability — aftercare, balms and anything sold or sent home.
  • Property & equipment — machines, stations, art and fit out at replacement cost.
  • Business interruption — income protection when you’re forced to close.
When it matters

The claims we’re built for

Scenario 01

A disputed healed result

A client says the piece healed badly and patchy and demands a refund plus removal costs. Professional liability funds the defense and any settlement.

Scenario 02

An infection claim

An allegation of infection after a session turns into a demand letter. We assign one advocate to manage it from first notice.

Scenario 03

A slip in the waiting area

A guest trips over a bag near the front desk and is injured. General liability covers the bodily injury claim and legal costs.

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Years in business
1925
Owner led & independent since
CPCU
Chartered risk advisor leadership
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Let's cover the work.

A risk advisor who speaks ink is one call away. Most studios are covered within 1–2 working days.