Insurance,
sharpened for
the studio.
Tattoo Studio Insurance by NRG is a brokerage built for tattoo artists, piercers and permanent makeup studios. We assemble the policies the rest of the industry pretends you don't need — and we speak ink.
Generic small business policies treat your studio like a barbershop with worse plumbing. We don't.
Every Tattoo Studio Insurance by NRG is underwritten by people who understand single use needles, consent forms, healed result disputes and the difference between a guest spot and a full time chair. You get coverage that actually answers when something goes sideways.
Programs by discipline
Chairs, guns & guests
Professional & general liability tuned for bloodborne exposure, guest artists, custom work and walk ins.
Explore →Needles & aftercare
Coverage for body piercing, dermal anchors, jewelry stock and the aftercare advice you give every day.
Explore →Cosmetic tattoo & PMU
Microblading, lip blush and SMP — protected against healed result claims, pigment reactions and touch up disputes.
Explore →Property & contents
Equipment, stations and fit out — replacement cost.
Business interruption
Lost income when the lights have to go out.
Cyber & bookings
Client data, deposits and online booking systems.
Guest & convention
Short term coverage for the road and the expo floor.
The Coverage Explorer
Eight ways a studio gets exposed to claims — mapped to the skin. Tap a mark to see the risk, and how Tattoo Studio Insurance by NRG covers it. Some of these coverages are optional and can be added for an additional charge — talk to us and we will discuss what fits your specific needs.
✝
❦
✶
⸸
✦
❧
†
Malpractice & Professional Liability
A client alleges injury, infection or a healed result gone wrong, and holds the artist responsible for the work itself.
Professional liability funds the legal defense and any settlement for claims tied directly to the tattoo, piercing or PMU act — the coverage generic policies quietly exclude.
A risk advisor that speaks ink
Specialist underwriting
We don't shoehorn you into a retail form. Each program is built from the exposures of body art work, not a generic SIC code.
Claims handled by humans
A named advocate from first notice to settlement. No phone tree, no script that's never heard of microblading.
Carriers we trust
We place every risk with established, financially sound carriers, so the policy is still standing when you actually need it.
Issued in three sittings.
No portals that time out, no 40-field forms. You talk to a risk advisor who knows the trade, and we do the heavy lifting.
Book a risk advisor call →-
01
Book the call
A 20-minute conversation about your studio, your chairs and the work you actually do.
-
02
Get a tailored quote
We shop established carriers and bring back a program in plain language, line by line.
-
03
Issued & covered
Certificates the same day. We stay on as your risk advisor for renewals, audits and claims.
“While you're busy covering someone's anatomy with glorious ink, we'll cover your hide with the right business insurance.”
An independent, owner led Trusted Choice brokerage in Seattle — insuring the body art trade for a century, and answering only to its clients.
When it goes wrong, we move first.
A named risk advisor stays with your claim from first notice to resolution — chasing the carrier so you can get back to the chair.