Cosmetic tattoo & PMU, protected.
Microblading, lip blush, brow and scalp micropigmentation carry a risk all their own: healed results that shift, pigment reactions and touch up disputes. This program is written for exactly that.
Every PMU specialty
Microblading & brows
Hair stroke, ombré and powder brows by artists and studios.
Lip blush & liner
Cosmetic lip and eyeliner tattoo work with higher reaction sensitivity.
Scalp micropigmentation
SMP technicians and density / hairline work.
Paramedical & areola
Scar camouflage and restorative areola tattooing.
Built around the healed result.
PMU claims rarely happen on the day — they surface weeks later, as color shifts and clients change their minds. Your coverage should anticipate that.
Book a risk advisor call →- Professional liability — disputed healed result, asymmetry, color shift or migration.
- Pigment & allergic reaction — claims arising from a reaction to pigments used.
- Touch up disputes — disagreements over correction and second session work.
- General liability — premises injury and third party property damage.
- Bloodborne pathogen coverage — the needle work exposure shared across the trade.
- Products liability — aftercare and retail products sold to clients.
- Cross discipline — endorsements for esthetician and lash services you also run.
Built for these claims
A disputed brow result
Six weeks on, a client says the brows healed uneven and the color turned. Professional liability covers the defense and resolution.
A pigment reaction
A lip blush client reports an allergic reaction to the pigment. The program responds to the alleged injury and any claim.
A touch up disagreement
A client refuses to pay for a correction session and threatens action. We assign an advocate to manage it end to end.